Through the use of 2 factor authentication, we ensure that your account remains secure against misuse or fraud. This also makes disabling your account easier in case issues arise.

You can effectively send and recieve payments with nothing but the other party's User ID. This also means that only the buyer needs to have a device, making this more accessible for various kinds of vendors.

We can digitally scan checks through an LLM, allowing for check deposits to occur efficiently without the need for a physical bank.

We take no cut of transactions, deriving all profit from a small extraction fee based solely on a percentage of a withdrawal, with smaller percent cuts for smaller withdrawals.

The use of individual QR codes means that large scale or long distance transfers can also occur easily and safely.

It only takes a few clicks to handle payments, so large quantities of payments on a daily basis are easy to handle, especially as there is no transaction fee, ensuring that it's an effective method of payment compared to standard credit cards.